In the absence of an exception below, Aetna's 180 day dispute filing standard will apply.

	State		Abbrv.		Exception Applies To		Time Allowed to File an Initial Claim Payment Dispute
	Arizona		AZ		All providers -- participating and nonparticipating		1 year
	California HMO		CA		All providers -- participating and nonparticipating, when the request relates to an HMO member and the date of service is on/after 1-1-04		365 day
	Colorado		CO		All providers -- participating and nonparticipating		12 months
	Georgia		GA		All providers -- participating and nonparticipating		12 months
	Indiana		IN		All providers -- participating and nonparticipating, effective with claims paid on or after 7/1/06		2 years (from claim payment date)
	Iowa		IA		All providers -- participating and nonparticipating		2 years
	Kentucky		KY		participating providers Only		2 years
	Maryland		MD		All providers -- participating and nonparticipating		365 day
	New Jersey		NJ		All providers -- applies to post service claims appeals submitted by participating and nonparticipating licensed providers using the state prescribed “Health Care Provider Application to Appeal a Claims Determination”		18 months from the date of the first payment on a claim
	North Carolina		NC		All providers -- participating and nonparticipating		2 years from the original claim payment
	Ohio		OH		All providers -- participating and nonparticipating		2 years
	Oklahoma		OK		All providers -- participating and nonparticipating		2 years
	Rhode Island		RI		All providers -- participating and nonparticipating		2 years
	Tennessee		TN		All providers -- participating and nonparticipating		18 months
	Washington		WA		All Listed providers -- participating and nonparticipating, effective 1/1/06		24 months (or 30 months for COB issues)

	State		Abbrv.		Exception Applies To		Time Allowed to File & Pursue a Dispute
	Texas		TX		All participating providers and nonparticipating providers who are paid on a participating basis (examples include an emergency situation, a network inadequacy issue, a nonparticipating provider who is pre-approved by Aetna or a hospital-based physician who is a nonparticipating provider but provides services at a participating facility)		4 years for claims and non-claims issues -- (complaints are handled as appeals in TX)