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Guidelines for Determining Coverage | Clinical Policy Bulletins | Medicare | Payment Policy | Dispute Process

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Medical - Practitioner/organizational provider dispute process quick reference guide

Use this quick reference guide to determine when and where to submit disputes. For a more detailed explanation of the levels of review for claims and utilization review issues, please see the provider dispute process document.

Issue types
  1. Claims issues relate to all decisions made during the claims adjudication process (for example, related to the provider contract, our claims payment policies, processing error, etc.), as well as decisions made as a predetermination of services not requiring precertification.
  2. Utilization review issues relate to decisions made during the precertification, concurrent or retrospective review processes for services that require precertification. For these types of issues, the practitioner/organizational provider appeal process only applies to appeals received subsequent to the services being rendered. The member appeal process applies to appeals related to pre-service or concurrent medical necessity decisions.

Application of state laws and regulations
To the extent that our policy varies from the applicable laws and/or regulations of an individual state, the requirements of the state regulation apply and supersede our policy, except with respect to appeals relating to Aetna Medicare plans. (State laws do not apply to Medicare plans.) Aetna’s law department makes the final determination when there is any question as to the applicability of any particular law.

Claims issues for reimbursement or coding decisions

Dispute Level Practitioner/Organizational Provider Submission Timeframe Aetna Response Timeframe Contact Information
Reconsideration

Within 180 calendar days of initial claim decision

Within 3-5 business days of receiving the request. Within 30 business days of receiving the request if review by a specialty unit is needed (for example, clinical coding review)

Call ~ 1-800-624-0756 for HMO-based benefits plans and WA Primary Choice plans  ~ 1-888-632-3862 for indemnity and PPO-based benefits plans

Write See reconsideration mailing addresses below

Submit online through the EOB claim search tool. Log in to the secure provider website via NaviNet® to access this tool. Visit www.aetna.com/provider and select “Medical.”

Level 1 Appeal

Within 60 calendar days of receiving the reconsideration decision

Within 30 business days of receiving the request. If additional information is needed, within 30 business days of receiving the additional requested  information

Call ~1-800-624-0756 for HMO-based benefits plans and WA Primary Choice plans  ~ 1-888-632-3862 for indemnity and PPO-based benefits plans

Write Aetna Provider Resolution Team P.O. Box 14020 Lexington, KY 40512

Level 2 Appeal (available only to practitioners)

Within 60 calendar days of receiving Level 1 appeal decision

Within 30 business days of receiving the request. If additional information is needed, within 30 business days of receiving the additional requested information

Call ~ 1-800-624-0756 for HMO-based benefits plans and WA Primary Choice plans  ~ 1-888-632-3862 for indemnity and PPO-based benefits plans

Write Aetna Provider Resolution Team P.O. Box 14020 Lexington, KY 40512



Mailing addresses for reconsiderations

State Address

AL, AK, AR, AZ, CA, FL, GA, HI, ID, LA, MS, NC, NM, NV, OR, SC, UT, TN, WA

Aetna P.O. Box 14079 Lexington, KY 40512-4079

CO, CT, DC, DE, IA, IL, IN, KS, KY, MA, MD, ME, MI, MN, MO, MT, NE, ND, NH, NJ, NY, OH, OK, PA,  RI, SD, TX, VA, VT, WI, WV, WY

Aetna P.O. Box 981106 El Paso, TX 79998-1106

Utilization review issues or claim issues based on medical necessity or cosmetic or experimental/investigational coverage criteria

Dispute Level Practitioner/Organizational Provider Submission Timeframe   Aetna Response Timeframe Contact Information

Level 1 Appeal

Within 180 calendar days of an initial claim decision or utilization review decision

Within 30 business days of receiving the request If additional information is needed, within 30 business days of receiving the additional requested information

Call ~ 1-800-624-0756 for HMO-based     benefits plans and WA Primary Choice plans  ~ 1-888-632-3862 for indemnity and PPO-based benefits plans

Write Aetna Provider Resolution Team P.O. Box 14020 Lexington, KY 40512

Level 2 Appeal (available only to practitioners)

Within 60 calendar days of receiving Level 1 appeal decision

Within 30 business days of receiving the request If additional information is needed, within 30 business days of receiving the additional requested information

Call ~ 1-800-624-0756 for HMO-based     benefits plans and WA Primary Choice plans  ~ 1-888-632-3862 for indemnity and PPO-based benefits plans

Write Aetna Provider Resolution Team P.O. Box 14020 Lexington, KY 40512

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