Network Only | Network Optional | Hybrid | Riders | Indemnity | Discount | Health Fund

Enjoy the flexibility of multiple plan options designed to meet your needs. Employees will appreciate the freedom to visit any licensed dental provider, without a referral.

With our Dental Preferred Provider Organization insurance plan*,

• Members can visit any licensed dentist - no referrals required
• Preventive, basic and major services covered
• Participating in-network dentists offer certain services at a savings
• Deductible, coinsurance and annual maximums may apply.

Additional Features:

• Available standalone, as a dual option, or as part of the Freedom-of-Choice plan design.
• Choice of deductibles, coinsurance levels, maximums and benefits levels
• Available as self-funded or full-risk, based on number of employees.
• Three great options to fit your needs!



• Passive Plan - deductible and coinsurance amounts are the same for in-network and out-of-network services
• Active Plan - deductible and coinsurance amounts are different for in-network and out-of-network services
• PPO Max Plan - Members who use nonparticipating dentists will be reimbursed based on the standard negotiated fee only, and may be balance billed by the dentist