Network Only | Network Optional | Hybrid | Riders | Indemnity | Discount | Health Fund

Give employees the benefit of wide coverage, and the bonus of cost savings! Our Dental Maintenance Organization (DMO^®) plan combines the advantages of coordinated care from a Primary Care Dentist (PCD) with a broad range of services to keep employees smiling.

• Members select a participating PCD from Aetna's network of dentists
• Preventive, basic and major services are covered
• PCP referrals and preauthorization are only required when specialty care is needed
• No referrals are required for orthodontia, when covered
• There are no deductibles or dollar maximums (although certain age, frequency and orthodontia limits may apply)

Additional Features

• Available as part of the Freedom-of-Choice plan design and as a dual option
• Ability to offer DMO as an employee-pay-all plan (based on underwriting guidelines)
• Fixed copay or coinsurance plans can help you stay within budget
• Available in full-risk only.