Network Only | Network Optional | Hybrid | Riders | Indemnity | Discount | Health Fund

An indemnity plan is a traditional fee-for-service, benefits or insurance plan that gives employees the freedom to visit any licensed dentist in the country for covered services - with no referrals required. The employee is responsible for payment up front and will be reimbursed according to the terms of their insurance or benefit plan.

• Traditional fee-for-service dental insurance
• Preventive, basic and major services covered
• Employees can visit any licensed dentist
• No referrals required
• Deductibles, coinsurance levels, calendar-year maximums and orthodontia lifetime maximums typically apply

Additional Features:

• Available standalone, as a dual option or as part of the Freedom-of-Choice plan design
• Your choice of deductibles, coinsurance levels, maximums and benefits levels
• Available as self-funded or full-risk, based on eligible number of employees