Network Only | Network Optional | Hybrid | Riders | Indemnity | Discount | Health Fund

Our "two-in-one" dental insurance and benefit plan design, Freedom-of-Choice, provides the administrative ease of one plan, while employees choose between the benefits of two - the DMO plan with either a PPO or indemnity plan.

• Preventive, basic and major services covered
• Pay a blended rate, no matter which packaging of plans employees select
• Employees can easily switch between plans on a monthly basis by calling Member Services

Addtional Features:

• Nationwide employees can share a common plan, so benefits are consistent across all company locations
• Get DMO benefits with lower out-of-pocket costs or switch to PPO plan for broader choice of dentists
• DMO is available as full-risk only; PPO and Indemnity as self-funded or full-risk
• Learn more about the plan options:



• Network Only Plans (DMO)
• Network Optional Plans (PPO)
• Indemnity