Discounted Dental Program

Shortcuts Member Services Find a Doc	Discounted Dental Program Network Only \| Network Optional \| Hybrid \| Riders \| Indemnity \| Discount \| Health Fund \| Dental/Medical Integration An alternative to dental insurance - Vital Savings by Aetna^® helps employees, retirees and their families save on dental care and other health related services, with one low annual fee. This program is not insurance. (Learn more) On-the-spot savings, with no referrals, no waiting periods, no claims to file Employees will generally save on preventive, basic, and major dental services More than 76,000* available dental practice locations to choose from, through the Aetna Dental Access^® network Employees may use the program as many times as they want - no limits! In addition to dental care, employees enjoy discounts on vision, fitness, hearing and more! Additional Features: Available standalone, or along with an Aetna medical plan. Keep in mind: employees cannot enroll in both an Aetna dental plan and Vital Savings by Aetna. Single and family rates available. Choose between our direct bill and payroll deduction options: Eliminate paperwork with our direct bill option This Vital Savings by Aetna discount program eliminates paperwork and administration when Aetna direct bills your members. There are no monthly premiums to administer — your members pay fees directly to Aetna. There are no claims to file or to pay. The discount program puts your employees, retirees and their families in charge. They present their discount card at the time of service and pay the provider the discounted fee. Enjoy potential tax advantages with our group bill (payroll deduction) option When group billed, the Vital Savings by Aetna discount program may fall under Section 125 “Cafeteria Plans.” Check with your tax advisor to see whether you can structure the Vital Savings by Aetna program so that employees can pay the program’s fee through pre-tax payroll deduction.	Legal Notices Aetna Company Names Program Provisions Health benefits and health insurance plans contain exclusions and limitations." It's About More Than Just Your Smile Studies show that routine dental coverage can help detect - and even prevent - more serious chronic health conditions like diabetes and heart disease. Visit Our Website! Learn more about the significant discounts available through Vital Savings by Aetna. For complete information on plans and products, including availability, details, and brochures, please contact Aetna or your broker. Contact Information** 2-50 Eligible Employees 51-3000 Eligible Employees 3000+ Eligible Employees Individuals and Sole Proprietors

	Vital Savings by Aetna is not available in Vermont or Montana The Vital Savings by Aetna program (the “Program”) is not insurance. The Program provides members with access to discounted fees pursuant to schedules negotiated by Aetna Life Insurance Company for the Vital Savings by Aetna discount program. The Program does not make payments directly to the providers participating in the Program. Each member is obligated to pay for all services or products but will receive a discount from the providers who have contracted with the Discount Medical Plan Organization to participate in the Program. Aetna Life Insurance Company, 151 Farmington Ave., Hartford, CT 06156, 1-877-698-4825, is the Discount Medical Plan Organization. * Aetna Enterprise Provider Database, 4/1/08. ** Academy of Periodontology. "How Gum Disease Threatens Your Health" [article online]. Feb 2006. Available at http://www.perio.org.