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Pharmacy Plan Designs
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Pharmacy Delivery Options
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Pharmacy Clinical Programs
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With Aetna Pharmacy Management you can:
Either way, we’ll work with you to put together a plan that works — for you and your employees.
Access to Aetna’s drug benefit appears to offset medical expenses the most. In an ongoing study from Aetna Informatics, Aetna pharmacy products when integrated with medical products appear to have the greatest influence on total medical cost.1
Familiar coverage, at a price you can afford
Choose between our single tier, two tier and three tier plan designs. We can help you figure out which plan — and what copay amounts — make sense for you and your employees.
Traditional prescription drug coverage with a twist
For more cost control, take a look at our consumer-directed plans (our “fund” plans). They encourage employees to become more savvy cost-conscious consumers. That can mean savings for you, too.
Aetna PharmacyFund® Plan
A fund, deductible and prescription drug plan all rolled into one. We can walk you through this plan step by step. And we can help you communicate it to your employees.
By managing their own fund, employees quickly learn the financial impact of each prescription purchase. They begin to shop around area pharmacies for the best price and talk to their doctor and pharmacist about generic alternatives.
Aetna HealthFund®, Health Savings Account Plans
Want to integrate your medical and pharmacy plans and still take advantage of a consumer-directed plan?
We have consumer-directed medical plans that can be combined with prescription drug benefits. They work very much like the PharmacyFund plan except members can use fund or savings account dollars for both pharmacy and medical expenses.
Member motivators
Slowing the rise in prescription drug costs is good for everyone. The cost of prescription drug benefits is often the largest health cost increase employers face from year to year.
You know that using generic drugs instead of brand-name drugs can help control drug costs. But did you know that you can design plans that encourage this and other cost-saving behaviors in your employees? Talk to us about our Save a Copay® and Aetna Healthy ActionsSM – Rx Savings programs.*
Helping you keep your bottom line healthy while also meeting the needs of your early retirees and Medicare-eligible retirees.
> Medicare and Retiree Insurance
*Program availability varies by funding arrangement, service area and underlying plan. For instance, the Aetna Healthy Actions program is only available to eligible self-funded employers. The Save a Copay program is not available for fully-insured employers in Connecticut, Hawaii, Illinois, Kansas, Maryland, New Hampshire, New York, Texas, Washington and Wisconsin. Check with your broker or Aetna representative. Or contact us.
1Aetna InformaticsSM analysis, using data and statistics from Aetna's data warehouse, June 2007. Aetna Informatics is the data reporting, analysis and consulting arm of Aetna.
For complete information on plans and products, including availability, details, and brochures, please contact Aetna or your broker.
Health benefits and health insurance plans contain exclusions and limitations.
This material is not intended for use in
AZ, CA and FL.