Network Option Plans

Employees can:

• Manage their care through a primary care physician (PCP), or
• Go directly to providers in or out of network — with or without referrals.

It all depends on what works best for your business.

	QPOS® (Quality Point-of-Service®)	Aetna Choice® POS***	Aetna Choice POS II	Managed Choice®	Aetna Open Access Managed Choice	Open Choice® PPO	Health Network Option
PCP Required
Referrals
Wellness Programs			Optional	Optional	Optional	Optional
Aexcel Specialists*
Full Risk**
Self-funded**

*The Aexcel network is only available in select locations. Aexcel is not available with HMO plans
**HMO and QPOS can only be provided on a full-risk basis in California.
***Aetna Choice POS  is not available in CA for HMO plans.
Please note: Members are encouraged to select a PCP, even when selection is not required.

• You get plan designs that are flexible and easy to customize.
• You can pair some plans with a fund or savings account. Visit our Health Funds page to learn more.
• You can get discounts on eyewear, gym memberships, and other health and wellness products and services at no additional cost to you. (Discounts are not insurance. Learn more about discounts provisions.)