Aetna Disability Insurance and Programs

An integrated total absence management approach

Short Term | Long Term

Get support for your disability needs from start to finish

Effective absence management boosts productivity. Our disability insurance programs ensure that your employees have an income protection plan when they need it. We help support employees during their disability absence and help them get back to work when it’s medically safe to do so.

Total absence management

These programs give you the services, resources and technology for effective disability and absence management:

Short-Term Disability (STD), Long-Term Disability (LTD), Family and Medical Leave Act (FMLA) and Leave of Absence (LOA) claims are handled under one umbrella —as standalone or in any combination.
A claim process that helps cut costs. Employers may reduce average claim costs by about $1,074 per claim. And get employees back to work an average of 4.72 days sooner.*
Collaboration with workers compensation administrators for smoother absence management.
Innovative solutions that help reduce your HR burden, but leave you in control.
Programs to help you with stay at work and return to work solutions, and the American Disabilities Act (ADA).

WorkAbility

Easier, more efficient claims management
Progressive claim intake and processing system
Helps you manage disability leaves and other leaves of absence
Data pulled from federal, state and company absence sources for one web-based system.

Watch this video to learn more.

Your employees get:

Help to return to health and work with support from clinical staff
An easy way to manage absences with the WorkAbility® web portal
Absence programs coordinated with prevention and disease management

You get:

A customized plan to meet the needs of your company and workforce
A streamlined, comprehensive system for claims decisions and payments
Tools and services to track trends and manage employee time off

Aetna total absence management – more than an income replacement carrier

Because we understand the non-medical aspects of disability—motivational, psychosocial, financial—employees get the type of attention they need.

Learn more about our Disability Insurance and Programs

Short Term Disability

Long Term Disability

Aetna Return to Work Solutions^SM Program: Helping employees stay at work, return to work, and more

Questions? Check out the FAQ section.

Related Links

Why Aetna Disability?

Managing Your Return to Work

The Changing Face of Disability White Paper

* The analysis was based on 2010 data comparing Aetna customers with integrated absence management to those without integrated absence management. The results of the analysis represent the experience of multiple employers; individual employer results will vary.

Disability insurance plans/policies are offered and/or underwritten by Aetna Life Insurance Company (Aetna).

This material is for information only and is not an offer or invitation to contract. Not all disability services are covered. See plan documents for a complete description of the benefits, exclusions, limitations and conditions or coverage. Plan features and availability may vary by location and are subject to change.

Disability insurance plans/policies contain exclusions and limitations. Health information programs provide general health information and are not a substitute for diagnosis or treatment by a physician or other health care professional. Information is believed to be accurate as of the production date; however, it is subject to change. For more information about Aetna plans, refer to www.aetna.com.

Policy forms issued in Oklahoma include: GR-9/GR-9N and/or GR29/GR-29N.