HMO dental riders

Enhance your Aetna HMO medical benefits plans with a dental benefits and insurance plan rider. Three great options are available at an additional cost. You’ll enjoy the advantages of a lower-cost managed health care plan and affordable dental coverage in one easy-to-use plan.

Plan features 

• Employees pick a primary care dentist from our network to manage their dental care.*
• They pay a low copay when they visit a participating dentist for preventive care.
• No referrals required.
• Covers preventive services.
• Specialty care is available through network dentists at reduced fees.**

Talk to your Aetna sales representative to find the right dental insurance plan rider for you.

FAQs

Get the answers to our most frequently asked dental plan questions.

*Some states allow you to go out of network for certain benefits.

**In California, referrals are required.

DMO plans are underwritten by: Aetna Dental Inc. and/or Aetna Life Insurance Company; in California by Aetna Dental of California Inc; in Arizona and Georgia by Aetna Health Inc. PPO, PDN and indemnity plans are underwritten and/or administered by Aetna Life Insurance Company. Dental rider plans are underwritten by these Aetna health benefits and health insurance companies: Aetna Health Inc.; Aetna Health of California Inc.; Aetna Health of the Carolinas Inc.; Aetna Life Insurance Company; in Arizona by Aetna Health Inc. and/or Aetna Life Insurance Company (Aetna). In Maryland, by Aetna Health Inc., 151 Farmington Avenue, Hartford, CT 06156.  Each insurer has sole financial responsibility for its own products.

This material is for information only and is not an offer or invitation to contract. An application must be obtained to obtain coverage. Rates and benefits vary by location. Dental information programs provide general dental information and are not a substitute for diagnosis or treatment by a dentist or other health care professional. Dental benefits and dental insurance plans contain exclusions and limitations. Not all dental services are covered. See plan documents for a complete description of benefits, exclusions, limitations and conditions of coverage. Plan features and availability may vary by location and group size and are subject to change. Providers are independent contractors and are not agents of Aetna. Provider participation may change without notice. Aetna does not provide care or guarantee access to dental services. Information is believed to be accurate as of the production date; however, it is subject to change. For more information about Aetna plans, refer to www.aetna.com.

Policy forms issued in Oklahoma include: GR-9/GR-9N, GR-23 and/or GR-29/GR-29N.