Dental Discount Program

There’s a great alternative to dental insurance. It’s called Vital Savings by Aetna®. Vital Savings is not insurance.  It’s a special program that helps employees, retirees and their families save on dental care and other health-related services, with one low annual fee. They just need to show their discount card at the time of service and pay the discounted fee.

They will enjoy:

• On-the-spot savings with no referrals, no waiting periods, no claims to file.
• More than 92,500* available dental practice locations through our Aetna Dental Access® network. They can generally save on preventive, basic, and major dental services.
• No limits to the number of times they use the program.
• Discounts on vision, fitness, hearing products and more.

Program features

• Available standalone or with an Aetna medical insurance plan.**
• Single and family rates available.
• There are no claims to file or to pay.
• Choose between our direct bill and payroll deduction options.
  • Eliminate paperwork with our direct bill option. We will enroll and bill your employees directly. There are no monthly premiums to administer — your members pay fees directly to Aetna.
  • With payroll deduction option, employers perform traditional benefit administration functions such as collection of enrollments, payroll deduction of fees and remittance of fees.
    

*Based on Aetna dental provider data November, 2010

**Employees cannot enroll in both an Aetna dental plan and Vital Savings by Aetna.

This material is for information only and is not an offer or invitation to contract. An application must be obtained to obtain coverage. Not all dental services are covered. See plan documents for a complete description of benefits, exclusions, limitations and conditions of coverage. Providers are independent contractors and are not agents of Aetna. Provider participation may change without notice. Aetna does not provide care or guarantee access to dental services. Information is believed to be accurate as of the production date; however, it is subject to change. For more information about Aetna plans, refer to www.aetna.com

The Vital Savings by Aetna program (the “Program”) is not insurance. The Program
provides members with access to discounted fees pursuant to schedules negotiated by Aetna Life Insurance Company for the Vital Savings by Aetna discount program. The Program does not make payments directly to the providers participating in the Program. Each member is obligated to pay for all services or products but will receive a discount from the providers who have contracted with the Discount Medical Plan Organization to participate in the Program.  Aetna Life Insurance Company, 151 Farmington Ave., Hartford, CT 06156, 1-866-368-4825, is the Discount Medical Plan Organization.