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Aetna and NorthWest Ohio Specialists Reach HMO, PPO Agreement

Agreement renews three-year partnership

TOLEDO, Ohio, August 28, 2003 — Aetna (NYSE: ΑET) announced today that it has renewed its contract with NorthWest Ohio Specialists (NWOS) to provide covered medical services for Toledo area members of Aetna’s health plans. The contract is effective September 1, 2003.

Under the agreement, members will be able to access 139 physicians within NorthWest Ohio Specialists. Aetna’s Toledo membership includes approximately 100,000 members and following the effective date will feature 746 primary care physicians and 1072 specialists.

"Aetna is pleased to continue our relationship with NorthWest Ohio Specialists," said Dan Hoemke, Aetna’s North Central director of business development. "Their reputation for providing outstanding patient care and commitment to quality health care is well respected in our community and we look forward to their continued participation in our network."

NorthWest Ohio Specialists is a group of board-certified physicians in a variety of medical and surgical specialties serving most hospitals in Northwest Ohio and Southeast Michigan.

"NWOS and Aetna both realize the importance of this contract renewal," said Robert Martin, NWOS executive director. "This is yet another example of how physician organizations and insurers can work together to better serve the needs of the community in enhancing the quality of services while working to identify ways to reduce the rising costs of health care."

Aetna is one of the nation’s leading providers of health care, dental, pharmacy, group life, disability and long-term care products, serving more than 13.0 million medical members, 11.3 million dental members and 11.7 million group insurance customers, as of June 30, 2003. The company has expansive nationwide networks of more than 579,000 health care services providers, including over 349,000 primary care and specialist physicians and 3,589 hospitals. For more information about Aetna, please visit the company’s Web site at www.aetna.com