The Aetna HealthFund® Health Savings Account (HSA) by Aetna Life Insurance Company

Shortcuts Member Services Health information Find a Doctor Wellness Products & Discounts Discount Fee Program Online pharmacy Help / FAQs	The Aetna HealthFund^® Health Savings Account (HSA) by Aetna Life Insurance Company and Aetna Health Inc A New Way To Manage Health and Health Care Expenses Introducing Aetna HealthFund HSA. Members get more control over how they spend or save their health care dollars. With an integrated Aetna HealthFund HSA, members get the protection of a High Deductible Health Benefits and Insurance Plan (HDHP); PLUS they get a tax-advantaged health savings account that they can use to help pay for qualified expenses. back to top Why Choose an Aetna HealthFund HSA? No set-up fees No monthly administration fee No withdrawal forms required HSA funds via debit card Track HSA activity online HSA Brochure back to top How to use the Health Savings Account that will be established for the member Establishing Account The member enrolls in an HSA-compatible HDHP. Please note that Aetna Advantage Plans plans for Individuals , Families and the Self-Employed are not guaranteed issue, and require medical underwriting (Federally eligible individuals under HIPAA according to state legislation may have access to special guaranteed issue products). Once enrolled in the HSA, the member will receive an HSA welcome kit. This kit will include a debit card, deposit slips, EFT Form , fee schedule The member, an employer, or an eligible family member - or any combination - may make HSA contributions up to the annual limit at anytime throughout the year. back to top Using the Account The member will be provided with an Aetna HSA Visa^® Debit Card. The member uses the HSA debit card for instant access to the HSA dollars to pay for qualified out-of-pocket expenses quickly and easily. Member can also pay for qualified expenses through an online bill pay system, or request a reimbursement to themselves by check or deposit into their bank account. The member can also have the option to pay expenses out-of-pocket and let their HSA grow and earn interest for future qualified expenses, including certain retiree health expenses. The member owns their HSA, so they keep it, even if they change health benefits and insurance plans or jobs. At the end of each year, money left in the account rolls over to the next year. back to top	On this page: Why Choose an HSA? How to Establish an HSA How to Use the Account Legal Notices Aetna Company Names Program Provisions To purchase Aetna's Individual Insurance, call now at 1-866-582-9629. All other inquiries: 1-800- My Health (1-800-694-3258)

	Individual Information This material is for information only.Health benefits and health insurance plans contain limitations and exclusions. Investment services are independently offered by the HSA Administrator. NOTE: To establish an HSA, the member must be enrolled in an HSA-compatible high deductible health plan. Contact your broker or Aetna for more information on HSA-compatible high deductible health plans in your area. HSA fees, interest rates and investment options are subject to change without notice. Investment options are not insured by Aetna or the FDIC and may result in loss of principal. This document is not intended to provide tax or investment advice; please consult your independent financial advisor before opening an HSA or making an investment selection. Information is believed to be accurate as of the production date; however, it is subject to change. Policy forms issued in OK include: Comprehensive PPO-GR-11741 (5/04); Limited-GR-11741-LME (5/04) and Dental-11826 Ed 9/04.