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Plans at a Glance in Texas:
Aetna* Managed Choice® Open Access and PPO High Deductible 5000 Health Insurance Plan
  • Lower premiums
  • High deductible, then no charge for most visits and services
  • Allows you to open a tax-advantaged HSA

The Aetna Advantage Managed Choice Open Access and PPO HSA 5000 Plan, is designed to work in conjunction with contributions to a Health Savings Account (HSA).**  An HSA allows you to pay for qualified medical expenses on a tax-advantaged basis. You'll enjoy premium payments that are among the lowest we offer. Your annual deductible will be higher than with most other plans, but after it's been reached, you pay nothing for office visits, hospitalization or other services.

Features of the Managed Choice Open Access and PPO HSA 5000 Plan (in-network rates)
Premiums Lower
Annual deductible $5,000 individual; $10,000 family
Out-of-pocket maximum $5,000 individual; $10,000 family
Office visit fees None after deductible
Prescription drug copay 0% after deductible***
Hospitalization None after deductible****
Skilled nursing, physical/occupational therapy, home health care, durable medical equipment None after deductible****


Like other Aetna Managed Choice and PPO health insurance plans, the Managed Choice Open Access and PPO HSA 5000 Plan gives you the freedom to go directly to any recognized health care provider, including specialists, for covered expenses. The above costs apply if you choose a health care provider from Aetna's network of participating physicians, dentists and hospitals. Costs will be higher if you choose out-of-network health care providers.

Your next step
This page gives a quick overview of this health insurance plan and does not include all its features and specifications.  Health insurance plans contain exclusions and limitations. Before you decide if it's right for you, be sure to get more detailed information below, or Get a Quote.

The following documents are provided in Adobe PDF format.

Review the coverages available to you:

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* Aetna Advantage Plans for Individuals, Families and the Self-Employed are underwritten by Aetna Life Insurance Company (Aetna) directly and/or through an out-of-state blanket trust and Aetna Health Inc. In some states, individuals may qualify as a business group of one and may be eligible for guaranteed issue, small group health plans. These plans are medically underwritten and you may be declined coverage in accordance with your health condition.

** Investment services are independently offered by the HSA Administrator.

*** For covered expenses.

**** Integrated Medical/Rx Deductible.

This material is for information and is not an offer or invitation to contract. These plans are medically underwritten and you may be declined coverage in accordance with your health condition. Plans may be subject to medical underwriting or other restrictions. Rates and benefits vary by location. Aetna receives rebates from drug manufacturers that may be taken into account in determining Aetna’s Preferred Drug List. Rebates do not reduce the amount a member pays the pharmacy for covered prescriptions. Aetna does not provide care or guarantee access to health services. Health care providers are independent contractors and are not agents of Aetna. Health care provider participation may change without notice. Material is subject to change.