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Plans at a Glance in Colorado:
Aetna* Preventive and Hospital Care 3000 Health Insurance Plan
  • Lower premiums
  • Lower annual deductible
  • Moderately higher out-of-pocket expenses
  • Allows you to open a tax-advantaged HSA

The Aetna Advantage Preventive and Hospital Care 3000 Plan is designed to work with contributions to a Health Savings Account (HSA).** An HSA allows you to pay for qualified medical expenses on a tax-advantaged basis. This plan may be your choice if you are looking for lower monthly payments and are willing to pay a higher out-of-pocket maximum.

Features of the Preventive and Hospital Care 3000 Plan (in-network rates)
PremiumsLower
Annual deductible $3,000 individual; $6,000 family
Out-of-pocket maximum $5,000 individual; $10,000 family
Office visit copayNot covered
Prescription drug copay Not covered***
Hospitalization20% after deductible****
Skilled nursing20% after deductible****
Physical/occupational therapy Not covered
Home Health Care20% after deductible****
Durable medical equipment Not covered


Like other Aetna Preventive and Hospital Care plans, the Preventive and Hospital Care 3000 Plan gives you the freedom to go directly to any recognized health care professional, including specialists, for covered expenses. The above costs apply if you choose a health care professional from Aetna's network of participating physicians, dentists and hospitals. Costs will be higher if you choose out-of-network health care professional.

Your next step
This page gives a quick overview of this health insurance plan and does not include all of its features and specifications.  Health insurance plans contain exclusions and limitations. Before you decide if it is right for you, be sure to get more detailed information below, or Get a Quote.

The following documents are provided as Adobe PDF format.

Review the types of coverages available to you:

Are you a small business looking to insure 2 to 50 employees through Aetna? If so, please visit the Small Group Product section.

Questions? Please send us an e-mail; We're here to help.

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* Aetna Advantage Plans for Individuals, Families and the Self-Employed are underwritten by Aetna Life Insurance Company (Aetna) directly and/or through an out-of-state blanket trust and Aetna Health Inc. In some states, individuals may qualify as a business group of one and may be eligible for guaranteed issue, small group health plans. These plans are medically underwritten and you may be declined coverage in accordance with your health condition.

** Investment services are independently offered by the HSA Administrator.

*** Aetna Discount Applies.

**** For covered expenses.

This material is for information only and is not an offer or invitation to contract. Aetna Rx Home Delivery refers to Aetna Rx Home Delivery, LLC, a licensed pharmacy subsidiary of Aetna Inc. that operates through mail order. Health information programs provide general health information and are not a substitute for diagnosis or treatment by a physician or other health care professional. Plans may be subject to medical underwriting or other restrictions. Rates and benefits vary by location. Health insurance plans contain exclusions and limitations. Aetna does not provide care or guarantee access to health services. Information is believed to be accurate as of the production date; however, it is subject to change.