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Plans at a Glance in Colorado:
Aetna* Managed Choice® Open Access High Deductible 5000 Health Insurance Plan
  • Lower premiums
  • Higher deductible, then no charge for most visits and services
  • Allows you to open a tax-advantaged HSA

The Aetna Advantage Managed Choice Open Access HSA 5000 Plan is designed to work with contributions to a Health Savings Account (HSA).** An HSA allows you to pay for qualified medical expenses on a tax-advantaged basis. You'll enjoy premium payments that are among the lowest we offer. Your annual deductible will be higher than with most other plans, but after you meet the deductible, you pay nothing for office visits, hospitalization or other services.

Features of the Managed Choice Open Access HSA 5000 Plan (in-network rates)
PremiumsLower
Annual deductible $5,000 individual; $10,000 family
Out-of-pocket maximum $5,000 individual; $10,000 family
Office visit fees0% after deductible***
Prescription drug copay 0% after deductible***
Hospitalization 0% after deductible****
Skilled nursing, physical/occupational therapy, home health care, durable medical equipment 0% after deductible****


Like other Aetna Managed Choice health insurance plans, the Managed Choice Open Access HSA 5000 Plan gives you the freedom to go directly to any recognized health care professional, including specialists, for covered expenses. The above costs apply if you choose a health care professional from Aetna's network of participating physicians, dentists and hospitals. Costs will be higher if you choose out-of-network health care professional.

Your next step
This page gives a quick overview of this health insurance plan and does not include all of its features and specifications.  Health insurance plans contain exclusions and limitations. Before you decide if it is right for you, be sure to get more detailed information below, or Get a Quote.

The following documents are provided in Adobe PDF format.

Review the coverages available to you:

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* Aetna Advantage Plans for Individuals, Families and the Self-Employed are underwritten by Aetna Life Insurance Company (Aetna) directly and/or through an out-of-state blanket trust. In some states, individuals may qualify as a business group of one and may be eligible for guaranteed issue, small group health plans.

** Investment services are independently offered by the HSA Administrator.

*** For covered expenses.

**** Integrated Medical/Rx Deductible.

This material is for information only and is not an offer or invitation to contract. Aetna Rx Home Delivery refers to Aetna Rx Home Delivery, LLC, a licensed pharmacy subsidiary of Aetna Inc. that operates through mail order. Health information programs provide general health information and are not a substitute for diagnosis or treatment by a physician or other health care professional. Plans may be subject to medical underwriting or other restrictions. Rates and benefits vary by location. Health insurance plans contain exclusions and limitations. Aetna does not provide care or guarantee access to health services. Information is believed to be accurate as of the production date; however, it is subject to change.