• Moderate premiums
• Moderate out-of-pocket expenses
• Quality prescription drug coverage

The Aetna Advantage First Dollar 40 Plan features our lowest annual deductibles, lower annual out-of-pocket outlays and lower copays for office visits, plus prescription drug coverage. It also has among the highest premiums of our individual plans.

Features of the First Dollar 40 Plan (in-network rates)
Premiums	Moderate
Annual deductible	None
Out-of-pocket maximum	$12,500 individual; $25,000 family
Office visit copay	$40 non-specialist; $50 specialist**
Prescription drug copay	$20 copay (generic)
Hospitalization	40%**
Skilled nursing, physical/occupational/chiropractic care, home health care, durable medical equipment	40%**

Like other Aetna health insurance plans, the First Dollar 40 Plan gives you the freedom to go directly to any recognized health care professional, including specialists, for covered expenses. The above costs apply if you choose a health care professional from Aetna's network of participating physicians, dentists and hospitals. Costs will be higher if you choose out-of-network health care professional.

Your next step
This page gives a quick overview of this health insurance plan and does not include all of its features and specifications.  Health insurance plans contain exclusions and limitations. Before you decide if it is right for you, be sure to get more detailed information below, or Get a Quote.

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