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Plans at a Glance in Alabama:
Aetna* Preventive and Hospital Care 3000 Health Insurance Plan

The Aetna Advantage Preventive and Hospital Care 3000 Plan may be your choice if you are looking for lower monthly payments and are willing to pay a higher out-of-pocket maximum.

Features of the Preventive and Hospital Care 3000 Plan (in-network rates)
Premiums Lower
Annual deductible $3,000 individual; $6,000 family
Out-of-pocket maximum $5,000 individual; $10,000 family
Office visit copay Not covered
Prescription drug copay Not covered**
Hospitalization 20% after deductible***
Skilled nursing 20% after deductible***
Physical/occupational therapy Not covered
Home health care 20% after deductible***
Durable medical equipment Not covered

Like other Aetna Preventive and Hospital Care plans, the Preventive and Hospital Care 3000 Plan gives you the freedom to go directly to any recognized health care professional, including specialists, for covered expenses. The above costs apply if you choose a health care professional from Aetna's network of participating physicians, dentists and hospitals. Costs will be higher if you choose out-of-network health care professionals.

Your next step
This page gives a quick overview of this health insurance plan and does not include all of its features and specifications. Health insurance plans contain exclusions and limitations. Before you decide if it is right for you, be sure to get more detailed information below, or Get a Quote.

The following documents are provided as Adobe PDF files.

Review the types of coverage available to you:
Dental Plan Design/Options Indicates Adobe Reader File Format
Plan Brochure Indicates Adobe Reader File Format
Rates Indicates Adobe Reader File Format
Enrollment Form Indicates Adobe Reader File Format


Are you a small business looking to insure 2 to 50 employees? If so, please visit the Small Group Employer section of our website.

Questions? Please send us an e-mail. We're here to help.

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*Aetna Advantage Plans for individuals, families and the self-employed are underwritten by Aetna Life Insurance Company (Aetna) directly and/or through an out-of-state blanket trust. In some states, individuals may qualify as a business group of one and may be eligible for guaranteed issue, small group health plans. These plans are medically underwritten and you may be declined coverage in accordance with your health condition.

** Aetna Discount Applies.

*** For covered expenses.

This material is for information only and is not an offer or invitation to contract. Aetna Rx Home Delivery refers to Aetna Rx Home Delivery, LLC, a licensed pharmacy subsidiary of Aetna Inc. that operates through mail order. Health information programs provide general health information and are not a substitute for diagnosis or treatment by a physician or other health care professional. Plans may be subject to medical underwriting or other restrictions. Rates and benefits vary by location. Health insurance plans contain exclusions and limitations. Aetna does not provide care or guarantee access to health services. Information is believed to be accurate as of the production date; however, it is subject to change.