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Eligible Health Care Expenses

The following information is general and may be changed or updated without notice. If there is a difference between this list and your employer's plan documents, your employer's plan documents will govern. Please see your employer's Summary Plan Description for more information about which health care expenses can be reimbursed from your health care FSA.

Effective January 1, 2011 over-the-counter medicines will not be FSA-eligible without a doctor's prescription as a result of Health Care Reform.

Browse our Health Care FSA Expenses Table:

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Health Care FSA Expenses

Expense Type

Eligible

Requires Letter of Medical Necessity (LOMN) 

OTC Medicine/ Drug Requires and Rx

Ineligible Description
Dance lessons    See Lessons.
Decongestant

X

A health care professional must prescribe OTC drugs and medicines for you to be reimbursed for the expense. With a prescription, the cost of an OTC decongestant is an eligible medical expense. OTC products include, but are not limited to: Contac-D, Dimetapp, Sudafed, Triaminic.
Deductibles

X

Deductibles are eligible medical expenses.

Defibrillator

X

  The cost of a defibrillator is an eligible medical expense.

Dehumidifier

  X The cost of a dehumidifier is not an eligible medical expense.

Dehydration Treatment

X

A health care professional must prescribe OTC drugs and medicines for you to be reimbursed for the expense. With a prescription, the cost of an OTC dehydration product is an eligible medical expense. OTC products include, but are not limited to: Pedialyte.

Dental, cosmetic

X The cost of cosmetic dental treatment is not an eligible medical expense. See Dental Treatment.

Dental Emergency Kit

X

A dental emergency kit used for the temporary repair of loose caps or lost fillings is an eligible medical expense.

Dental Maintenance Organization (DMO) Fees

See Insurance Premiums

Dental Treatment

X

Amounts paid for dental treatment (X-rays, fillings, extractions, dentures (artificial teeth), caps, crowns, fluoride treatments, implants, non-cosmetic veneers etc.) and orthodontia (including braces and Invisalign) are eligible medical expenses. Also see Bleaching or Whitening Teeth; Dental, Cosmetic, Orthodontia and Toothbrush.
A health care professional must provide evidence of medical necessity for tooth bonding to be an eligible medical expense. Include evidence of medical necessity (i.e., a doctor's note or LOMN that specifically identifies that the recommendation and expense is for treatment of the medical condition) with the request for reimbursement.

X

A health care professional must prescribe OTC drugs and medicines for you to be reimbursed for the expense. With a prescription, the cost of an OTC fluoride product is an eligible medical expense.
X Ineligible items include, but are not limited to toothpaste, regular toothbrushes, oral hygiene products such as oral rinses, veneers for cosmetic purposes, denture cleansers and cost of cosmetic dental treatments.

Dentures

See Dental Treatment.
Denture Cleanser   The cost for a product to clean dentures is not an eligible medical expense. Also see Dental Treatment.

Denturist

X

Amounts paid to a denturist for the treatment of a dental condition are eligible medical expenses. (A denturist is a dental technician specializing in making and fitting dentures as a direct service to the public rather than through a licensed dentist.) 

Dependent Care

See Babysitting, Child and Dependent Care and Disabled Dependent Care.

Dermabrasion

See Cosmetic Treatment.
Dermatology

X

  Amounts paid to a dermatologist for a medical condition (such as acne or psoriasis) are eligible medical expenses.
X Amounts paid to a dermatologist for cosmetic services (such as botox injections to eliminate wrinkles) are not eligible medical expenses.
Diabetic Equipment and Supplies

X

Amounts paid for diabetic equipment and supplies are eligible medical expenses. These include, but are not limited to: Glucose monitor, Urine/blood test strips, Insulin, Syringes, Alcohol swabs.

Diagnostic Tests and Procedures

X

Amounts paid for diagnostic services are eligible medical expenses Also see Body Scan.

Diaper Rash Creams

X

A health care professional must prescribe OTC drugs and medicines for you to be reimbursed for the expense. With a prescription, the cost of an OTC diaper rash product is an eligible medical expense. OTC products include, but are not limited to: Aquaphor, Balmex, Desitin.

Diapers, Diaper Service

X A health care professional must provide evidence of medical necessity for the cost of diapers and diaper service to be an eligible medical expense. Include evidence of medical necessity (i.e., a doctor's note or LOMN that specifically identifies that the recommendation and expense is for treatment of the medical condition) with the request for reimbursement. Also see Incontinence Products.

Diarrhea Medicine

  See Anti-Diarrhea.

Diathermy

X The cost of diathermy used to destroy abnormal cells or as a form of physical therapy is an eligible medical expense.

Diet Food

See Food

Dietary Supplement

See Supplement and Vitamin.

Dietician

X A health care professional must provide evidence of medical necessity for the cost of a dietitian to be an eligible medical expense. Include evidence of medical necessity (i.e., a doctor's note or LOMN that specifically identifies that the recommendation and expense is for treatment of the medical condition) with the request for reimbursement.

Digestive Aids

See Supplement
Disabled Dependent Care X A health care professional must provide evidence of medical necessity for the cost of care for a disabled dependent to be an eligible medical expense. Include evidence of medical necessity (i.e., a doctor's note or LOMN that specifically identifies that the recommendation and expense is for treatment of the medical condition) with the request for reimbursement.
Disabled Person, expenses for See Braille books and magazines; Disabled dependent care, Guide dog; Human guide and Schools, special.
DNA Collection and Storage See Genetic testing and Paternity testing.
Doctor Fees X The cost of doctor fees are an eligible medical expense.
Donor Fees See Blood Donor; Egg, Sperm Donor and Organ Donor
Doula Fees X A health care professional must provide evidence of medical necessity for the cost of a doula who provides medical care for the mother or child to be an eligible medical expense. Include evidence of medical necessity (i.e., a doctor's note or LOMN that specifically identifies that the recommendation and expense is for treatment of the medical condition) with the request for reimbursement.
Drug Addiction Treatment See Alcoholism, drug addiction and Drug, overdose, treatment of.
Drug Overdose Treatment X The cost of treatment for a drug overdose is an eligible medical expense.
Drugs See Controlled Substances, Prescription Drugs, OTC Drugs and Medicines
Durable Medical Equipment (DME) X The cost to purchase or rent durable medical equipment is an eligible medical expense. DME includes but is not limited to: bed wetting alarm, blood pressure kit, crutches, hearing aid, medical alert equipment and adaptive equipment that assists in activities of daily living such as bath chairs, wheelchairs, bedside commode and bedside toilet.
Dyslexia Treatment See Education, Special.

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