The Aetna Dental Inc. Dental Maintenance Organization (DMO®) provides you and your covered family members with broad-based dental coverage.
With the Aetna DMO Plan for State of Texas and Higher Education Employees and Retirees, there are no annual or lifetime deductibles (patient
payments may apply), no annual maximums and virtually no claim forms, except for out-of-area emergencies. Most diagnostic and preventive services require no
patient payments and other procedures have some out-of-pocket expenses. From the on-line listing of participating dentists, you may choose a General Dentist who will provide your dental care.
The computerized Member Services Workbench System will help us give you the answers you need, when you need them, with minimum effort. The DMO Quality Management Program continually monitors and evaluates the performance and procedures of DMO participating dentists.
The advantages include:
- Freedom to switch participating General Dentists within the Aetna DMO network (as often as monthly)
- Lower out-of-pocket expenses, in most instances, when compared to traditional dental indemnity plans
- No annual or lifetime deductibles
- No annual maximum (patient payments may apply) when you use your selected participating General Dentist
- A Quality Management Program
- Simplified paperwork
This Plan Year is Effective September 1, 2006
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