Aetna Voluntary Plans

Important Information

Insurance plans and policies contain exclusions and limitations and not all services are covered. See plan documents for a complete description of benefits, limitations and exclusions. Rates, features and availability of the following plans and programs vary by location.

 

The Vital Savings by Aetna® program

The Vital Savings by Aetna® program (the “Program”) is not insurance. This program does not meet the Minimum Creditable Coverage requirements in Massachusetts. The Program provides members with access to discounted fees pursuant to schedules negotiated by Aetna Life Insurance Company for the Vital Savings by Aetna discount program. The range of discounts provided under The Program will vary depending on the type of provider and type of service received. The Program does not make payments directly to the providers participating in the Program. Each member is obligated to pay for all services or products but will receive a discount from the providers who have contracted with the Discount Medical Plan Organization to participate in the Program. Aetna may receive a percentage of the fee you pay to the discount vendor. Aetna Life Insurance Company, 151 Farmington Avenue, Hartford, CT 06156, 1-877-698-4825, is the Discount Medical Plan Organization. www.vitalsavings.com

Aetna Voluntary Hospital Plan
The Aetna Voluntary Hospital Plan, a hospital indemnity insurance plan, is underwritten by Aetna Life Insurance Company (Aetna) and administered by Aetna and Strategic Resource Company. Policy form numbers include GR23, GR-96172 and GR-96173.

The Aetna Voluntary Hospital Plan does not offer comprehensive benefits. It provides limited coverage and is not intended to replace other health insurance coverage.

Aetna Voluntary Fixed Benefits PlanSM
The Aetna Voluntary Fixed Benefits Plan, a fixed indemnity insurance plan, is underwritten by Aetna Life Insurance Company (Aetna) and administered by Aetna and Strategic Resource Company. Policy form numbers include: GR23, GR-96172 and GR-96173.

The Aetna Voluntary Fixed Benefits plan does not offer comprehensive benefits. It provides limited coverage and is not intended to replace other health insurance coverage.

Group Critical Illness Plan
The Group Critical Illness plan is underwritten and administered by American Heritage Life Insurance Company (headquarters: Jacksonville, Florida), a subsidiary of The Allstate Corporation. Eligible claims for this plan are the sole responsibility of American Heritage Life Insurance Company. Policy form numbers include GVCIP2 and state variations.

The Group Critical Illness plan does not offer comprehensive benefits. It provides limited coverage and is not intended to replace other health insurance coverage.

Group Accident Plan
The Group Accident plan is underwritten and administered by American Heritage Life Insurance Company (headquarters: Jacksonville, Florida), a subsidiary of The Allstate Corporation. Eligible claims for this plan are the sole responsibility of American Heritage Life Insurance Company. Policy form numbers include GVAP1 and state variations.

The Group Accident plan does not offer comprehensive benefits. It provides limited coverage and is not intended to replace other health insurance coverage.

Dental Insurance
Dental insurance plans are underwritten by Aetna Life Insurance Company (Aetna) and administered by Aetna and/or its affiliate, Strategic Resource Company. Policy forms include GR23, GR-9/GR-9N and/or GR-29/GR-29N. Rates and benefits vary by location. Dental insurance policies contain exclusions and limitations. Read the plan documents for details.

Short Term Disability
Short term disability insurance plans are underwritten by Aetna Life Insurance Company (Aetna) and administered by Aetna and/or its affiliate, Strategic Resource Company. Policy form numbers for Short Term Disability plans/policies include GR-9/GR-9N and/or GR-29/GR-29N.

Long Term Disability
Long term disability insurance policies and disability benefits plans are underwritten and administered by Aetna Life Insurance Company. Policy form numbers for Long Term Disability include GR-9/GR-9N and/or GR-29/GR-29N.

Accidental Death and Dismemberment (AD&D)
Accidental death and dismemberment insurance plans are underwritten by Aetna Life Insurance Company (Aetna) and administered by Aetna and/or its affiliate, Strategic Resource Company. Policy forms include GR23, GR-9/GR-9N and/or GR-29/GR-29N.

Life Insurance
Life insurance plans are underwritten by Aetna Life Insurance Company (Aetna) and administered by Aetna and/or its affiliate, Strategic Resource Company. Aetna Policy forms include GR23, GR-9/GR-9N and/or GR-29/GR-29N.

The Legal Reference Program is independently administered by ARAG® Services LLC. Aetna does not participate in attorney selection or review, nor does it monitor the services, content or network. Aetna does not warrant or guarantee or make any representations as to the quality of the services of ARAG or of any attorney in the ARAG network. Aetna has not credentialed or otherwise reviewed or assessed the quality of ARAG services or ARAG contracted law firms or lawyers. ARAG does not provide Aetna with any individually identifiable information whatsoever on legal information accessed or legal services used by eligible individuals. Aetna has provided its policyholders with access to ARAG programs and services but has no responsibility for those services. Aetna does not receive a marketing fee from ARAG in conjunction with the Legal Reference Program. Securities (including mutual funds and variable annuities) and investment advisory services are offered through Chase Investment Services Corp. (CISC) or affiliated broker/dealers. CISC is a full services broker-dealer and a registered investment advisor. Annuities and insurance products are provided by various insurance companies and offered through Chase Insurance Agency, Inc. (CIA), a licensed insurance agency doing business as Chase Insurance Agency Services, Inc. in Florida. CISC, a member of NASD/SIPC, and CIA are affiliates of JPMorgan Chase Bank, N.A. Products not available in all states. JPMorgan Chase Bank, N.A., and its affiliates do not offer legal or accounting advice to their clients. Clients are urged to consult with their own legal, accounting and tax advisors with respect to their specific situations. Aetna does not warrant or guarantee and makes no representations as to the quality of services offered by CISC.

NOT A DEPOSIT NOT FDIC INSURED NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY NOT GUARANTEED BY THE BANK MAY GO DOWN IN VALUE.

Travel assistance services are independently offered and administered by AXA Assistance USA, Inc. (AXA). Aetna does not monitor AXA services, content or network. Aetna does not warrant or guarantee, or make any representation as to the quality of the services provided by AXA, or of any provider to whom a referral is made by AXA. The services provided are not part of the life insurance covered benefits.

The Employee Assistance Program is administered by Aetna Behavioral Health, LLC and Aetna Life Insurance Company (Aetna).

General
This material is for information only. Providers are independent contractors and are not agents of Aetna. Provider participation may change without notice. Aetna does not provide care or guarantee access to health services. Information is believed to be accurate as of the production date, but is subject to change. For more information about Aetna plans, refer to www.aetna.com.

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