Voluntary Products
Optional benefits for extra needs
Be prepared for the unexpected
Voluntary insurance products give members the power to choose the benefits they need and want, without adding costs to an employer’s bottom line. Aetna offers a portfolio of options, such as:
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Aetna Fixed BenefitsSM Plan
This insurance plan pays a fixed cash benefit for a wide range of medical services — such as office visits, emergency room visits and prescription drugs — directly to the member. While this is not traditional comprehensive medical coverage, it can be a great choice for employees — particularly if they have other medical coverage with a high deductible.
Voluntary group plans available through employers
Hospital
Pays a cash benefit when members receive covered services after having been admitted to the hospital.
Dental & vision
This insurance coverage helps members pay for checkups, cleanings and common procedures.
Life & disability
This insurance coverage provides cash benefits that may help if employees are hurt or worse.
These plans do not offer comprehensive benefits. They provide limited coverage. Benefits are supplemental and are not intended to substitute for other health insurance coverage.
The Aetna Fixed Benefits Plan, Hospital Plan, Dental, Vision, Short Term Disability and Term Life insurance plans are underwritten by Aetna Life Insurance Company (Aetna).
The Group Critical Illness and Group Accident Plans are underwritten by American Heritage Life Insurance Company, a subsidiary of The Allstate Corporation.
This material is for information only and is not an offer or invitation to contract. An application must be completed to obtain coverage. Rates and benefits vary by location. Health, dental, life, disability and vision insurance plans contain exclusions and limitations. Not all benefits are covered. See plan documents for a complete description of benefits, exclusions, limitations and conditions of coverage. Plan features and availability may vary by location and are subject to change. Providers are independent contractors and are not agents of Aetna. Provider participation may change without notice. Aetna does not provide care or guarantee access to health services. Information is believed to be accurate as of the production date; however, it is subject to change.
