Basic Life Insurance Coverage

Legal notices: Health benefits and health insurance plans contain exclusions and limitations.

Help with financial support throughout the stages of life

Aetna’s basic life insurance coverage helps make it simple for companies to provide employees and their loved ones with assistance in the form of financial protection when they need it most. Features include:

Basic assistance with flexible benefits schedules
Claims payments based on basic annual earnings or flat amounts
An Accelerated Death Benefit provision for employees who become terminally ill
A conversion option when coverage ends or is reduced
A potential premium waiver provision for disabled employees
Access to Aetna Life Essentials℠, which offers support services and resources during various stages of life

Administration made easy

Aetna offers access to services and technology designed to streamline the administration of our life insurance plans.

Simplified claims process	We handle evidence of insurability (EOI). We’ll expedite claims and payments. Our dedicated marketing consultants support enrollment. We can manage the beneficiary process for businesses. Our self-service website offers the tools and information that employers need.
Third-party administrators (TPAs)*	We establish relationships with TPAs to provide: Data entry and distribution Call center support Online tools, such as enrollment, self-service, billing, evidence of insurability (EOI), optional Beneficiary Management Services™ (BMS), bill presentment, payment and reconciliation
Billing options	Paper or electronic billing Immediate electronic payment One-time delay (up to 10 days after due date) Recurring electronic payment

*Additional fees for services rendered by TPAs.

Life insurance plans/policies are offered and/or underwritten by Aetna Life Insurance Company (Aetna).

This material is for information only and is not an offer or invitation to contract. An application must be completed to obtain coverage. Life insurance plans/policies contain exclusions and limitations. Not all services are covered. See plan documents for a complete description of benefits, exclusions, limitations and conditions of coverage. Securities and investment advisory services are independently offered through Chase Investment Services Corp. (CISC), a subsidiary of JPMorgan Chase Bank. CISC is a full-services broker-dealer and a registered investment advisor. Legal Reference Program services independently offered and administered by ARAG North America (ARAG). Aetna does not participate in attorney selection or review, and does not monitor ARAG services, content or network. Information is believed to be accurate as of the production date; however, it is subject to change. For more information about Aetna plans, refer to www.aetna.com.

For Oklahoma residents, policy form numbers include: GR-9/GR-9N and/or GR-29/GR-29N