Freedom of choice
Our Traditional Choice® indemnity insurance plans give access to care without the restrictions found in most other plans. There’s no network, no referrals and no primary care doctors.
- Members go to any licensed health care professional or facility.
- A deductible and coinsurance apply.
- Members send in claim forms for any care received.
- Wellness and preventive programs are available.
- Discounted rates may be available through the National Advantage™ Program. This applies to covered services from many hospitals, doctors and other facilities.
- Discounts on eyewear, gym memberships, and other health and wellness products are available at no additional cost.
- The plans are full risk or self-funded.