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Health Expense Funds

Cost savings for everyone

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Help manage rising costs

Adding health expense funds to a benefits package can help employees save money. And employers can help lower expenses by:

  • Sharing the costs of a high-deductible health plan
  • Getting FICA and FUTA tax savings on salary reductions that occur when employees contribute


Compare all health expense funds

Funds for a variety of needs

Health reimbursement arrangement (HRA)*

HRAs allow employers to pass along savings to employees while still controlling costs.

Learn more about the benefits of an HRA

Health
savings account
(HSA)**

HSAs are portable, able to earn interest and are eligible for rollover contributions.

Learn more about the benefits of an HSA

Flexible
spending account
(FSA)

Employees put in money before taxes and can use it to pay for covered health care and dependent care expenses.

Learn more about the benefits of an FSA

Retirement reimbursement arrangement (RRA)***

Think of this as an HRA that a business can offer employees when they retire to help them budget their health-related finances.

Learn more about the benefits of an RRA

 

*HRAs are currently not available to HMO members in Illinois and Small Group members in Florida.

**HSAs are currently not available to HMO members in California and Illinois.

***RRAs are subject to employer-defined use and forfeiture rules. 

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