An Aetna HealthFund® Health Savings Account (HSA)* gives you access to quality health care. Plus, it gives you a way to manage what you pay. Our HSA includes:
You own it. You decide whether to spend or save the funds in your health savings account. If you decide to change employers or health plans, the account is yours to keep.
You don’t lose it. Any money not used at the end of the plan year rolls over to the next year.
It can grow. Your HSA is a savings account that earns interest. You can save the money in your account and let it grow, to pay health care costs down the road, even during retirement. And after you build up a certain amount, you may have investment options.
With an HSA, you also get:
Use the HSA savings calculation tool to see the savings potential and tax benefits of your account.
The limits for health savings account (HSA) contributions and maximum out-of-pocket amounts for high deductible health plans (HDHPs) will increase for the 2014 calendar year. Below are the 2014 limits.
2014 HSA contribution limits
2014 minimum annual deductible
2014 maximum out-of-pocket amounts
Make the most of your HSA. Here’s how:
*HSAs are currently not available to HMO members in Illinois and California.
** Currently not available for use in Arizona, Florida and Ohio.
*** Estimated costs not available in all markets. The tool gives you an estimate of what you would owe for a particular service based on your plan at that very point in time. Actual costs may differ from the estimate if, for example, claims for other services are processed after you get your estimate but before the claim for this service is submitted. Or, if the doctor or facility performs a different service at the time of your visit. HMO members can only look up estimated costs for doctor and outpatient facility services.