Dental care isn’t just about preventing cavities. It’s actually a vital part of your overall health. Having dental coverage helps ensure you and your family get the care you need at prices you can afford. At Aetna, we’ve created a range of dental benefits and insurance plans to fit a wide variety of needs and budgets. Our dental offerings include:
We have teamed with a variety of companies both big and small to create dental plans that match the needs of employees like you. Each plan type has its own advantages, so you’re sure to find one you like.
This easy-to-use plan combines the advantages of a primary care dentist (PCD) with wide coverage and built-in cost savings.
Enjoy the flexibility of visiting any licensed dentist without a referral. You can also select from a range of deductibles and benefits levels.
This traditional fee-for-service plan gives you the freedom to visit any licensed dentist for covered services. Simply pay your dentist upfront and then get reimbursed.
With this design, you can switch back and forth between an indemnity plan and a Preferred Provider Organization (PPO) plan that lets you visit any licensed dentist without a referral. That way you can sample the services of each and see which one you like best.
If your employer doesn’t offer dental insurance, you can still save on dental services. With Aetna ValuePassSM, you can purchase dental services and enjoy discounts of 15% to 50% off the average retail cost. There’s no plan required, and you’ll still have access to the same great service and network of dental specialists. And if money’s really tight, you may qualify for Vital Savings by Aetna®, our membership-based service. Vital Savings by Aetna helps employees, retirees and their families save on dental care with one low annual fee.
Dental benefits and Dental insurance plans are offered, underwritten or administered by Aetna Dental Inc., Aetna Dental of California Inc., Aetna Health Inc. and/or Aetna Life Insurance Company, and in Texas by Aetna Dental Inc., and in Arizona by Aetna Health Inc. Dental rider plans are provided or administered by Aetna Health Inc., Aetna Health of California Inc.; Aetna Dental Inc.; and/or Aetna Life Insurance Company; and in Arizona by Aetna Health Inc. and/or Aetna Health Insurance Company; and in Texas by Aetna Health Inc., Aetna Health Insurance Company and/or Aetna Life Insurance Company (Aetna). In Maryland, by Aetna Health Inc., 151 Farmington Avenue, Hartford, CT 06156. Each insurer has sole financial responsibility for its own products.
Dental health information websites provide general dental health information and are not a substitute for diagnosis or treatment by a dental health care professional. Not all health/dental services are covered. Aetna does not provide care or guarantee access to health/dental services. Information is believed to be accurate as of the production date; however, it is subject to change. For more information about Aetna plans, refer to www.aetna.com.
This material is for information only and is not an offer or invitation to contract. An application must be obtained to obtain coverage. Rates and benefits vary by location. Dental information programs provide general dental information and are not a substitute for diagnosis or treatment by a dentist or other health care professional. Dental benefits and dental insurance plans contain exclusions and limitations. Not all dental services are covered. See plan documents for a complete description of benefits, exclusions, limitations and conditions of coverage. Plan features and availability may vary by location and group size and are subject to change. Providers are independent contractors and are not agents of Aetna. Provider participation may change without notice. Aetna does not provide care or guarantee access to dental services. Information is believed to be accurate as of the production date; however, it is subject to change. For more information about Aetna plans, refer to www.aetna.com.
The Vital Savings by Aetna® program (the “Program”) is not insurance. The program does not meet the Minimum Creditable Coverage requirements in Massachusetts. It provides Members with access to discounts at certain health care providers for medical and dental services. These discounts are discounted fees according to schedules negotiated by Aetna Life Insurance Company for the Vital Savings by Aetna discount program. The range of discounts provided under the Program will vary depending on the type of provider and type of service received. The Program does not make payments directly to the participating providers of medical and dental services. Each Member is obligated to pay for all services or products but will receive a discount from those health care providers who have contracted with the Discount Medical Plan Organization to participate in the Program. Aetna Life Insurance Company, 151 Farmington Avenue, Hartford, CT 06156, 1-888-238-4825, is the Discount Medical Plan Organization www.vitalsavingsbyaetna.com.
The Aetna ValuePassSM program (the “Program”) is not insurance. This Program does not meet the Minimum Creditable Coverage requirements in Massachusetts. The Program provides cardholders with access to discounted rates pursuant to schedules negotiated by Aetna Life Insurance Company (“Aetna”), 151 Farmington Avenue, Hartford, CT 06156, 1-888-215-6578, with dental providers (the “Aetna ValuePass Participating Providers”) in the Aetna Dental Access Network. Aetna is the Discount Medical Plan Organization. Your Card may be used at any dental provider, but you will only receive discounted rates at Aetna ValuePass Participating Providers. The range of discounts provided under the Program will vary depending on the type of Aetna ValuePass Participating Provider and type of service received. The Card provides payments directly to the providers accepting payments using the funds on your Card. In order to receive a discount, you must use the Card to pay for services or products furnished by the Aetna ValuePass Participating Providers. www.aetnavaluepass.com.
Savings are based on average retail charges in the geographic area and Aetna’s negotiated rates. Actual retail charges and discounts provided by Aetna ValuePass Participating Providers will vary.
Fees Apply. The fee collected by Aetna (the “Aetna Fee”) includes access to Aetna ValuePass Participating Providers and processing. The Aetna Fee for the Service ValuePass is 10% of average retail charges (8% for orthodontic services) in the applicable geographic zip area, for the specific services you select. A portion of the Aetna Fee is a processing fee which is non-refundable. Same fees apply upon reload. Processing fee is $5 for up to $50 Card value, $10 for Card value between $50 and $300, $15 for Card value greater than $300.
Federal law requires certain information to be obtained. See USA Patriot Act.
Policy forms issued in Oklahoma include: GR-9/GR-9N, GR-23 and/or GR-29/GR-29N.