Open access plans
- The freedom to choose your doctors
- No referral needed
- No primary care physician (PCP) required
Health Plans & Insurance
You can choose from a wide variety of plans to keep you healthy.
Your health plan comes with built-in benefits
You never know where life is going to take you. But with our health plans, you can count on the support you need to live a healthier life. Your plan choice includes:
- Tools and resources to help you manage your health and finances
- On going support, including disease-specific treatment programs
- Access to one of the largest networks of doctors and hospitals in the country
- Great customer service from a dedicated team of professionals
Aetna health plan options
Open access plans
Copay only plans
- Copays only after the deductible so you know your costs with no unexpected percentages
- PCP visits covered before deductible
- Generic drugs covered before deductible
High-deductible plans
- Preventative care covered at 100% before deductible
- Health savings account compatible options available*
- Also includes plans with PCP visits covered at a copay prior to meeting the deductible
Ways to save on your health care
Saving money on health care can be a challenge. But we’re here to help. There are a number of ways to reduce your out-of-pocket costs. For example, you go to an in-network doctor or hospital. Another good way to save is to choose a plan that is compatible with a tax-advantaged health savings account.
Read more about ways to save
Explore health savings accounts
* HSAs are currently not available to HMO members in California and Illinois.
Health insurance plans contain exclusions and limitations.
This material is for information only and is not an offer or invitation to contract. An application must be completed to obtain coverage. Rates and availability vary by location. Providers are independent contractors and are not agents of Aetna. Provider participation may change without notice. Aetna does not provide care or guarantee access to health services. Investment services are independently offered through the HSA Administrator. Information is believed to be accurate as of the production date; however, it is subject to change.
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