Whether you are on short-term disability or long-term disability, there's a lot to think about. Choose a link below to learn more about a topic.
Managing your disability benefit – A disability is more than just physical. It affects finances, emotions, social life and employment. Keep track of your care, learn about your insurance benefits, read up on your condition and discover resources that can help you.
Coping with feelings – It's normal to feel depressed, scared, angry and anxious. But how you choose to cope is what makes a difference. Your disability can be a temporary setback or a life-changing experience.
Talking to your doctor – You may have never had a conversation with your doctor that lasted more than a minute or two. Take the time to ask questions about your disability and its impact on your career and your life. Your doctor is a key source of information.
Planning your return to work – You may return to the same job, but it's possible you won't be able to do everything you used to. Or your disability may require that you take on a different job. Learn about:
Life and Disability benefits and insurance plans contain exclusions and limitations.
See plan documents for a complete description of coverage.