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| Home > Help > FAQs > Pharmacy Management Program - FAQ's for Employers |
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Pharmacy Management Program - FAQ's for Employers
- How many retail networks do you offer nationally?
- Do you provide a toll-free Member Services number for the retail and mail-order programs?
- How do members obtain covered prescription drugs via mail order?
- Do you use a preferred drug list (also called a formulary) and are members limited to using these preferred drugs?
- Does your program offer prospective, concurrent, or retrospective drug utilization review?
- Does a group or a subscriber within a group have to take prescription drug coverage?
- How many retail networks do you offer
nationally?
Answer: We offer a single national pharmacy network that provides
members with access to over 51,000 pharmacies located in 50 states, the
District of Columbia, Puerto Rico and the Virgin Islands. The network
includes 82% of the independent and chain pharmacies in the country.
Members can obtain information about a participating pharmacy via the
Internet by accessing DocFind®
or by contacting Member Services at the toll-free phone number on your ID card.
- Do you provide a toll-free Member Services number for the retail and mail-order programs?
Answer: Yes. Aetna provides a single, toll-free telephone number that members can call for both medical and pharmacy benefit questions. In addition, each mail-order vendor provides a toll-free customer service line for members to check the status of their orders, request prescription refills or speak with a pharmacist about their medications.
- How do members obtain covered prescription drugs via mail order?
Answer: Plan members receive an enrollment kit that includes the order forms and envelopes they need to request covered prescription drugs via mail-order delivery (where mail-order is available). To order a drug, the member completes an enrollment form and submits the profile information (with the first order only) and the original prescription(s) in the pre-addressed envelope. The member must include a check for the appropriate copayment(s) or provide a credit card number.
If a member needs a mail-order brochure and order form to submit for an initial supply of medication, they should call the toll-free Member Services number on their Aetna ID card.
After the initial form has been submitted, members can either call in refills using a toll-free phone number or mail a refill request. Members can also order refills via the Internet by accessing their mail-order provider’s website directly. Members who have Aetna Rx Home Delivery® as their mail-order pharmacy can order refills or check the status of their order online by going to http://www.aetnarxhomedelivery.com. Members also can link to Aetna Rx Home Delivery by logging on to Aetna Navigator, Aetna’s self-service member website, through www.aetna.com. Members can also request refills by calling Aetna Rx Home Delivery at 1-866-612-3862.
Initial mail-order prescriptions cannot be ordered online. Generally, orders will be delivered, postage paid, by U.S. mail or another carrier within 14 days if they are “clean” and do not require intervention.
- Do you use a preferred drug list (also called a formulary) and are members limited to using these preferred drugs?
Answer: Aetna Pharmacy Management uses a preferred drug list of effective and affordable drugs approved by the U.S. Food and Drug Administration. In selecting drugs for this list, Aetna focuses first on quality before considering cost. Many drugs on the preferred drug list are subject to rebate arrangements between Aetna and the manufacturer of those drugs.
Formulary requirements vary depending on the prescription drug plan design. Prescription drug benefit plans with an open formulary cover all drugs, except contractually excluded drugs, with some plans requiring different copayments for generic, brand-name formulary and brand-name nonformulary drugs. Open formularies are available with Aetna PPO-based and indemnity pharmacy plans and HMO pharmacy plans, where filed and approved. In certain HMO service areas, plans are available with a closed formulary. Closed formulary plans do not cover a group of products listed in the Aetna Formulary Guide as Formulary Exclusions. A physician may request coverage for a drug on the Formulary Exclusions List by providing the Pharmacy Management Precertification Unit with clinical documentation supporting the drug’s medical necessity. Contractually excluded drugs are not covered under closed formulary plans as well.
Click here to link to the Preferred Drug list.
Also available through that link is information on our Formulary Exclusions, Precertification and Step-Therapy lists. For more formulary-related questions and answers, please refer to the Formulary FAQs.
To learn about Pharmacy Management’s guidelines for determining health care coverage for selected outpatient prescription drugs on the Formulary Exclusions List or those drugs requiring precertification or step-therapy, see our Pharmacy Clinical Policy Bulletins.
- Does your program offer prospective, concurrent,
or retrospective drug utilization review?
Answer: Yes.
Prospective Review
In most plans, we require precertification of certain drugs to help encourage
appropriate prescribing in accordance with generally acceptable guidelines.
Drugs requiring precertification have a narrowly defined use and present a
greater possibility for inappropriate use. Criteria are based on FDA,
manufacturer labeling and peer-reviewed medical information.
Physicians can call us toll-free or fax us to request precertification. When
the physician calls, we generally attempt to approve or deny requests during
the call.
Concurrent Review
Concurrent drug utilization review helps promote appropriate dispensing
and use of drugs that is consistent with established pharmaceutical
guidelines. Prescriptions filled at participating pharmacies are automatically
screened against the member's available drug history. Examples of standard
concurrent online edits available for claims submitted online include:
- Too-Early Refill System denies reimbursement
for a refill prescription before a predetermined percentage of the
days supply has been used.
- Exact Duplicate The system prohibits reimbursement
for the exact drug name, strength and date of service.
- Step-Therapy Therapeutically equivalent
first-line medications must be tried initially before
claims for second-line therapies will be covered.
- Drug Gender The pharmacist is notified when a
prescription claim is inappropriate for the member's gender.
- Geriatric and Pediatric Minimum/Maximum Dosing
Informational edits alert the pharmacist when a prescribed dose is over
or under the recommended dosage for individuals over age 65 or under age 12.
- Minimum and Maximum Dosing Informational edits notify
the pharmacist when drug dosing is over/under the clinically appropriate
limit based on quantity and days supply.
- Formulary Drug In closed formulary plans, the system
denies reimbursement for Formulary Exclusions unless a medical exception
is first obtained.
- Duplicate Therapy Informational edit notifies the
pharmacist when a new prescription duplicates the therapy of another drug
the member is taking.
- Drug/Drug Interaction The pharmacist is notified if a
drug may cause complications when taken with drug(s) the member is already
taking.
- Side Effects The system notifies the pharmacist of
possible side effects such as drowsiness or an upset stomach.
- Drug-to-Disease Interaction Using stored codes for
14 different diseases, the system screens for drugs that are contraindicated
for members with certain existing medical conditions.
- Drug-to-Disease by Proxy The system screens for drugs
contraindicated for members with certain existing medical conditions, such
as asthma and diabetes, based on the member's available drug history.
- Underutilization Based on the days supply that the
pharmacy enters for the initial prescription, the system notifies the
pharmacy when the patient's refill pattern is aberrant or falls under
the effective dose therapy.
- Drug-Pregnancy/Lactation System will screen for
drugs contraindicated in pregnancy and lactation.
- Drug Allergy By using stored member allergy
information, the system can perform drug allergy screenings.
Retrospective Review
Retrospective review of pharmacy claims is performed to accomplish the following:
- Measure the quality and appropriateness of primary care
physician prescribing based on accepted guidelines through Formulary
Compliance Reports.
- Provide physician drug information programs to help
promote appropriate, cost-effective prescribing and drug therapies.
- Help providers identify asthmatic plan members who are
at risk for an acute asthma attack and provide the appropriate intervention.
- Provide vital plan-specific utilization and financial
information through Quarterly Pharmacy Utilization Reports.
- Does a group or a subscriber within a group have to take prescription drug coverage?
Answer: We offer multiple plan design options for our customers encompassing a variety of plan provisions. As a result, group contracts vary by customer. However, a plan administrator may opt to offer several different plans to provide choices for their members. If more than one option is available, members can select a benefits plan that includes or excludes prescription coverage. Once a member selects a plan, coverage is provided as a package.
This is a brief summary of certain general aspects of Aetna pharmacy coverage, which vary by specific service are and
plan of benefits. Certain plans do not cover prescription drugs which
are not on the Aetna formulary or cover such drugs with
a higher copayment. Formulary information is available on the website or by calling the number on the back of your member ID card.
This material is for informational purposes only and is neither an offer
of coverage nor medical advice. It contains only a partial, general description
of plan or program benefits and does not constitute a contract. Consult your
plan documents (Schedule of Benefits, Certificate of Coverage, Group Agreement,
Group Insurance Certificate, Booklet, Booklet-certificate, Group Policy) to
determine governing contractual provisions, including procedures, exclusions
and limitations relation to your plan. All the terms and conditions of your
plan or program are subject to applicable laws, regulations and policies.
The availability of a plan or program may vary by geographic service area.
All benefits are subject to coordination of benefits.
Aetna does not provide health care services and, therefore,
cannot guarantee any results or outcomes.
Participating providers are independent contractors in private practice and
are neither employees nor agents of Aetna or its affiliates.
The availability of any particular provider cannot be guaranteed, and provider
network composition is subject to change without notice.
HMO, QPOS® and USAccess® referred benefits may be provided or administered by: Aetna Health Inc., Aetna, Aetna Health of California Inc., Aetna Health of the Carolinas Inc., Aetna Health of Illinois Inc., QPOS and USAccess referred benefits may be provided or administered by Aetna Health of Washington Inc.; QPOS and USAccess self-referred benefits may be provided or administered by: Aetna Health of the Carolinas Inc., Aetna Health of Washington Inc., Aetna Life Insurance Company, Aetna Health Insurance Company of Connecticut, and/or Aetna Health Insurance Company.
Benefits are provided or administered by Aetna Life Insurance Company for
Managed Choice® POS, Open
Choice® PPO and Traditional
Choice® indemnity plan, including
life insurance coverage. Elect Choice®
benefits are employer-funded and are administered by Aetna Life Insurance
Company.

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