Pre-existing Conditions
Explanation
Under the Affordable Care Act, all Americans will have access to health care coverage regardless of a pre-existing condition. A pre-existing condition is a physical or mental health condition, disability or illness that is diagnosed prior to enrollment in a health plan. Pre-existing condition exclusions are prohibited for children under 19 for plan years beginning on or after September 23, 2010. Starting in 2014, this prohibition will be extended to include adults.
Questions and answers
