How Health Care Reform Affects You

How you buy your health insurance may have changed. Your coverage may have changed as well.

Much is different in 2014 under the health care reform law. You probably have questions about what these changes mean for you.

We can help.

We have information and resources to help you understand the changes. Whether you are insured, uninsured or underinsured, individual coverage for 2014 and beyond may be purchased through something called a health insurance exchange. This is a new, online government-run marketplace for comparing and buying health insurance plans.

Feel overwhelmed? Take a look at the tools and resources below. They can help you understand your options.

The Affordable Care Act and you
No matter who you are, the Affordable Care Act (ACA) has likely impacted you in some way. Here are some things to consider, based on whether you have insurance and how you get that insurance.

Employer plan I have insurance with my employer

Individual Plan I have an individual health plan

No Insurance I do not have insurance

Health Care Reform: Watch and Learn

• ACA: What to expect in 2014 and beyond 
• ACA impacts on individuals 

Health insurance exchanges
Learn more about how the new health insurance exchanges work and how they may affect you.

These links will help you find out what you need to know:

• See an overview of the most important changes for 2014.
• See our glossary of health care reform-related terms.
• See all of our health care reform Q&As for consumers.
• Scan our Health Care Reform timeline to look at changes in the next decade under the law.
• Get detail about the changes under the law, by topic.
• Get important summary of benefits and coverage information for individuals.
  

Ready to take the next step?

• Buy from us on this page.
• Explore plan options on your state's public exchange. Find a link to your state's exchange on www.healthcare.gov.

Bought a plan and want to know what comes next?

• Learn more about your public exchange/marketplace plan.