Health Care Flexible Spending Account (FSA)
Health Reimbursement Arrangement (HRA)
Health Savings Account (HSA)
Retiree Reimbursement Account (RRA)


Fund products, such as Health Care FSA, HRA, HSA and RRA products, are impacted by provisions of the health care reform law. Fund products are often coupled with a consumer-directed health plan, which gives plan members more control over their health care spending. Health care reform primarily impacts fund products in four areas: over-the-counter (OTC) medications, expenses that can be paid using a FSA, dependent age definition, and HSA withdrawal penalties for unqualified expenses.

Questions and answers

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Related Resources

Fund Product Information from Aetna