Plans that offer coverage to children on their parents’ plan are required to make coverage available until the adult child reaches the age of 26, even if the young adult no longer lives with his or her parents, is not a dependent on a parent’s tax return, or is no longer a student. It clarifies that nothing requires coverage for the children of dependent children.[Section 2714 of H.R. 3590/Section 2301 of H.R. 4872] Until 2014, grandfathered plans are not required to extend coverage if the adult child is eligible for a plan outside of a parent's plan.
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