The Individual Mandate


Beginning in 2014, the Affordable Care Act includes a mandate for most individuals to have health insurance or potentially pay a penalty for noncompliance. Individuals will be required to maintain minimum essential coverage for themselves and their dependents. Some individuals will be exempt from the mandate or the penalty, while others may be given financial assistance to help them pay for the cost of health insurance.

Questions and answers

  • What are the new coverage requirements? 
  • What is a “qualified individual”? 
  • What is an “approved clinical trial”? 

View all Individual Mandate Q&As