Aetna ranks among the top providers of group benefits, providing life, disability, and long-term care insurance coverage for more than 12 million Americans. For more than 85 years, Aetna has been at the forefront of income replacement, risk-management and employee benefits. With strength in both health benefits and group insurance coverage, Aetna is uniquely qualified to help employers address issues of employee productivity, chronic illness, aging, and financial security. All group insurance products are underwritten or administered by Aetna Life Insurance Company.

Among top 5 group life insurers (based on LIMRA 2003 in-force premium data)

More than 10 million group lives and AD&D members

Products for employers of virtually any size (10 or more lives)

Extensive beneficiary management service capabilities

Checkbook writing capability for life insurance beneficiaries

Access to financial planning for employees, retirees, and beneficiaries

Fully portable versions of group universal life and supplemental term life

Broad array of family-friendly AD&D coverages

Dedicated Claim Service Center

Among top 9 group disability insurers (based on LIMRA 2003 in-force premium data)

Approximately 2.2 million employees covered

Products for employers of virtually any size (10 or more lives)

A pioneer in nurse case management of employee disabilities

Uses proprietary clinical tools to guide claim duration planning

Collaborative approach among employee, employer and doctor to promote safe return to work

Complete spectrum of services to meet employer needs

Leads the industry with innovative coordinated health and disability programs

More than 16 years' experience in group long term care (LTC) insurance product development and administration

Ongoing and unlimited clinical case management available to the member through the life of a claim

Professional staff of registered nurses and master's level social workers experienced in gerontology and long term care

Dedicated LTC claim and member service center