Glossary
| UCR
|
See “Usual, customary, reasonable.”
|
| Uncovered services
|
These are also called “ exclusions.“ They are specific conditions or services that are not covered under a health plan. They are listed in the plan documents. Check to see what is not covered before enrolling in a plan. Ask the plan or your employer for a copy of the plan documents.
|
| Underwriting
|
This process helps assess the costs of insuring potential members. It is used to decide who is eligible for coverage. Medical questions may be asked. A health exam may be required. Rate level and premiums are based on results.
|
| Urgent care
|
Urgent care is not the same as emergency care. It is for a sudden illness or injury that is not life threatening. But care still needs to be given quickly so the person does not develop more serious pain or problems.
|
| Usual, customary, reasonable (UCR)
|
See “Reasonable and customary charge.”
|