Glossary: G

A| B| C| D| E| F| G| H| I| J| K| L| M| N| O| P| Q| R| S| T| U| V| W| X| Y| Z

Generic drug	A generic drug is a copy of a brand-name drug that no longer has a patent. The cost is usually less than the brand-name drug.
Gingivitis	This is a type of gum disease. It is swelling of the gum tissue caused by plaque. Gums may appear red and swollen. They may bleed easily during brushing. It is one of the first stages of periodontal disease.
Group coverage	This is a plan offered by a plan sponsor to an employee group or other group. The plans offer health, dental, life insurance coverage and more. Group plans may also be offered to retirees.
Group insurance	See “Group coverage.”
Group Universal Life (GUL)	This is a life insurance product. It offers a death benefit. It also lets members build up a fund that helps them save on taxes. If members leave the group or retire, they can take their coverage with them.
Guarantee issue maximum	This applies to life insurance plans. It is the dollar amount a person may qualify for without proof of good health. See “Evidence of Insurability.”
GUL	See “Group Universal Life.”