In-Network Benefits

Employees who stay in network get lower rates

When employees receive health care in network, they save money. That’s because we negotiate prices with doctors and hospitals.

Saving money makes employees happy. And who doesn’t want happy employees?

Connect your employees with our network

Savings Plus is a network of doctors and hospitals. Your employees can use the network to find the best match for their needs. Employees have the freedom to receive care from any hospital or doctor. But when they get care through this network, they maximize their benefits and usually see lower costs.

And Savings Plus allows you to select the plan that’s right for your business. You get access to a database of resources that save you time and money, while helping your employees make smart health choices.

Other in-network benefits include:

Find an expert

When employees need a specialist, like a cardiologist or neurologist, Savings Plus gives them the ability to make informed health care decisions. And it helps lead employees to cost-effective options – without sacrificing quality.

Aetna Navigator®

When employees log in to Aetna Navigator, they’ll find a variety of online health tools, including DocFind®. They can use DocFind to see if a doctor is in the Savings Plus network and if the doctor uses a Savings Plus hospital.

DocFind

Employees can also search for doctors and hospitals by name and location. An "S" next to the name means employees are getting value for their health care dollars. A blue star means the doctor has met an even higher level of quality standards.

Give employees the power to take charge of their health

The Member Payment Estimator allows your employees to compare costs for doctor visits, tests and procedures. It even factors in deductibles and coinsurance.

Your employees can see:

  • Amount they have to pay
  • Amount Aetna will pay
  • How much they save with our negotiated rates

Comparing cost information can help people make more informed health care choices. It also helps them to plan ahead and budget.

Health benefits and health insurance plans are offered and/or underwritten by Aetna Health Inc., Aetna Health of California Inc., Aetna Health Insurance Company of New York, Aetna Health Insurance Company and/or Aetna Life Insurance Company (Aetna). In Florida by Aetna Health Inc. and/or Aetna Life Insurance Company. In Maryland by Aetna Health Inc., 151 Farmington Avenue, Hartford, CT 06156. Each insurer has sole financial responsibility for its own products.

This material is for information only and is not an offer or invitation to contract. An application must be completed to obtain coverage. Rates and benefits may vary by location. Health insurance plans contain exclusions and limitations. Health information programs provide general health information and are not a substitute for diagnosis or treatment by a physician or other health care professional. Plan features and availability may vary by location and group size. Providers are independent contractors and not agents of Aetna. Provider participation may change without notice. Aetna does not provide care or guarantee access to health services. Not all health services are covered. See plan documents for a complete description of benefits, exclusions, limitations and conditions of coverage. Plan features are subject to change. Information is believed to be accurate as of the production date; however, it is subject to change. Policy forms issued in OK include: HMO/OK COC-5 09/07, HMO OK GA-3 11/01, HMO OK POS RIDER 08/07, GR-23 and/or GR-29/GR-29N.

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