It’s no secret that high costs can keep some people from getting the health care they need. That’s not good for any of us.
Engaged employees can be key to a healthy workforce. Here’s our approach:
Consumer-directed health plans encourage employees to make informed decisions about their care. Ideally, this leads them to spend wisely and ultimately reduce their health care costs (and yours).
As another way to help you manage costs, we can give you the administrative tools you need to make day-to-day benefits decisions with ease.
Winning the battle against rising costs isn’t easy. With our tax-advantaged options, you can deliver benefits that allow for:
You can lower your taxes and help your workforce with:
You benefit from tax savings when you contribute to these funds. And your employees get cost-effective, quality health benefits and insurance plans. Funds are broken into three groups:
Aetna Joint Claim AdministrationSM lets you perform key services, such as benefits determination, while we handle provider services and care management.
You (or your third-party administrator) maintain control over:
We can handle:
With our AdminLink program, you decide your level of involvement. Have your staff process claims, or handle member calls. Or, have them do both, with full access to our call and claims systems.
With our Strategic Desktop Customer Service Portal, you get a real-time view of your members’ benefits information. A single screen highlights the most important plan, eligibility and coverage information, giving you the ability to maintain an active role in the customer service experience. This is a level of transparency that’s rare in the marketplace.
The system provides easy access to clear, organized information on:
*HRAs are currently not available to HMO members in Illinois and Small Group members in Florida.
**HSAs are currently not available to HMO members in California and Illinois.
Health benefits and health insurance plans are offered, underwritten and/or administered by Aetna Health Inc., Aetna Health of California Inc., Aetna Health Insurance Company of New York, Aetna Health Insurance Company and/or Aetna Life Insurance Company (Aetna). In Florida by Aetna Health Inc. and/or Aetna Life Insurance Company. In Maryland by Aetna Health Inc., 151 Farmington Avenue, Hartford, CT 06156. Each insurer has sole financial responsibility for its own products.
This material is for information only and is not an offer or invitation to contract. An application must be completed to obtain coverage. Investment services are independently offered by the HSA Administrator. Aetna HealthFund HRAs are subject to employer-defined use and forfeiture rules and are unfunded liabilities of your employer. Fund balances are not vested benefits. Information is believed to be accurate as of the production date; however, it is subject to change.
Policy forms issued in OK include: HMO OK COC-5 09/07, HMO/OK GA-3 11/01, HMO OK POS RIDER 08/07, GR-23 and/or GR-29/GR-29N.