The Changing Face of Disability


Thank you for your interest in the Changing Face of Disability White Paper.

The Changing Face of Disability whitepaper addresses how the world of disability is changing and what customers can do to implement effective return to work/stay at work strategies. The paper covers different reasons employees file disability claims and how those reasons have become more complex. Also addressed are actions employers can take to help prevent disability absences and presenteeism.

Help your customers see the value and importance of having the right disability and return to work programs in place.

Download White Paper  (PDF, 477 KB)

This material is for informational purposes only and is not an offer or invitation to contract. An application must be completed to obtain coverage. Disability insurance plans contain exclusion, limitations, and offers. Not all disability services are covered. See plan documents for a complete description of benefits, exclusions, limitations, offers and conditions of coverage. Rates, benefits, plan features and availability may vary by location and are subject to change.