Benefits: Health benefits

 As an Aetna employee, you have access to a variety of health benefits, which include medical, dental, vision and flexible spending accounts.

Medical
You can choose from two types of medical plans: a Health Savings Account (HSA) or a Health Reimbursement Arrangement (HRA). Both plans are designed to help you manage your health care decisions and spending:

• HSA - Combines the advantages of health insurance with a special savings account that you can use to pay for certain health expenses now, or save for future health costs.
  
  
• HRA - Combines the advantages of health insurance with a fund that is established by Aetna at the beginning of the year. You can use the fund to help pay your eligible out-of-pocket health expenses.
  
  

Whether you choose an HSA or HRA, certain preventive care services will be covered at 100% when you go to in-network professionals. And, you never need to get a referral for specialist care or select a primary care physician (PCP).

You also have access to information and decision-support tools that can help you find ways to save on expenses and stretch your health care dollars even further.

Dental
You can choose from two types of dental plans, a dental maintenance organization (DMO) plan and preferred provider organization (PPO) plan. Both plans cover certain preventive care services at 100%. They also offer coverage for basic services, such as fillings and extractions; restorative services such as inlays, onlays and crowns; as well as orthodontics (e.g., braces). With the DMO, these services are only covered if you receive them from an in-network dentist.

Vision
If you are enrolled in an Aetna medical plan, you can receive up to a $200 reimbursement for prescription eyewear and contact lenses every 24 months. You can also receive a discount on LASIK surgery at certain network locations.

Flexible Spending Accounts
You can enroll in a flexible spending account (FSA), which allows you to set aside pretax dollars to help pay for certain types of health care and/or dependent care expenses (e.g., child care and dependent adult care).