Health Benefits

As an Aetna employee, you have access to a variety of health benefits, which include medical, dental, vision and flexible spending accounts.

Medical
You can choose from two types of medical plans: a Health Savings Account (HSA) or a Health Reimbursement Arrangement (HRA). Both plans are designed to help you manage your health care decisions and spending:

• HSA - Combines the advantages of health insurance with a special savings account that you can use to pay for certain health expenses now, or save for future health costs.
  
  
• HRA - Combines the advantages of health insurance with a fund that is established by Aetna at the beginning of the year. You can use the fund to help pay your eligible out-of-pocket health expenses.

Whether you choose an HSA or HRA, certain preventive care services will be covered at 100% when you go to in-network professionals. And, you never need to get a referral for specialist care or select a primary care physician (PCP).

You also have access to information and decision-support tools that can help you find ways to save on expenses and stretch your health care dollars even further.

Dental
You can choose from two types of dental plans, a dental maintenance organization (DMO) plan and preferred provider organization (PPO) plan. Both plans cover certain preventive care services at 100%. They also offer coverage for basic services, such as fillings and extractions; restorative services such as inlays, onlays and crowns; as well as orthodontics (e.g., braces). With the DMO, these services are only covered if you receive them from an in-network dentist.

Vision
You can enroll in a seperate vision plan. The plan provides coverage for vision materials, including eyeglasses (frames and lenses) and contact lenses, as well as discounts on services such as LASIK. Preventive vision exams are covered through the Aetna medical plan.

Flexible Spending Accounts
You can enroll in a flexible spending account (FSA), which allows you to set aside pretax dollars to help pay for certain types of health care and/or dependent care expenses (e.g., child care and dependent adult care).